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Free education on Mortgages, College, Debt relief, RetirementInsurance, Wills, Trusts, 401K, IRA, Roth IRA, BankruptcyPower of attorney and more   

 

The average person is not taught about money or financial planning in school while growing up.  The rich hire financial planners and CPAs to manage their money, plan their retirement and minimize their taxes.

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The Financial Swami is a free informational website designed for the average person to learn about personal finance.
Throughout the website you will find working examples and free calculators that will allow you to begin managing your own finances.
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Some of the most visited topics include:  Free family budgeting templants, debt consolidation contacts and bankruptcy education.
Learn to calculate to cost of college, download retirement calculators and understand the differences in the types of life insurances.
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Website Chapters 

Click on any topic or visit the site map

Establishing Financial Goals

    Debt relief

    How to create a budget that works.

    How to teach my children about money.

Retirement Planning

  How much money will you need to retire?

  Traditional or Roth IRA or 401K?

  How to close the gap so you can retire.

Life insurance

  Why and at what age?

  Difference between Term, Whole, Universal?

  How much insurance should I get?

  Protect your kids if he/she remarries 

Long Term Care Insurance

  Don't spend your grand child's college funds.

  Avoiding Medicare beds & family burdens.

  Enjoying retirement verse hoarding pennies.

Disability insurance

  Why you will probably never be able to collect

  on the policy your employer offers you.

 

Education funding

  How much will my kids need for college?

  What financial aid programs are available?

  529's, Hope, Lifetime, Coverdell, UGMAs.

Financial Power of attorney

  Why joint accounts are risky.

  Don't default because of a temporary issue.

 Medical Power of attorney

   MUST READ.  Child tragedy at college.

   Why spouses don't always get to decide.

Estate Planning

  Will your children have to sell everything

  to pay the taxes of inheriting your estate?

  Wills, Trusts, Power of Attorney

  Personal instruction letter

 

Car Loans

  Calculate loan payments

  Calculate lease payments

 

  

Bankruptcy

    Difference between Chapter 7 & Chapter 13.

    Not everyone can use Chapter 7, know why.

    What is protected and what will be sold.

    Understand the requirements & the process.

 

Mortgages

    Whats the minimum costs

    Understand what fees are required and not

    Calculate the payment for the loan amount


Tell your friends about this site! 

 

People don't usually tell friends when they are having financial problems; instead they attempt to blend in and appear normal.  You never know how much you might just help someone if you just send an email to your friends saying: "Check out the website I stumbled across: www.financialswami.com.  Maybe our economy would be different If more professionals openingly shared."

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Even if you friends are financially sound, they may not be protecting their spouses and children.  Remember financial planning is more than just investing and retirement.  Its about planning for total protection of multiple senarios.  Thats what this website is about, sharing and protecting.  Help us by sharing our site with others.

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The Financial Swami is part of the Swami Group LLC, which manages multiple informational websites.  Each site is intended to educate the average person about becoming more successful.   Be sure to visit some of our other sites:    

    The Business Swami
                                          The Financial Swami
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                                         Email:  Swamillc@gmail.com
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Do you know where you are financially?

 

Everyday the average person falls farther behind.  The rich hire financial planners.  Financial planners do more than just invest money for them, they plan for them.  Planning means presenting scenarios that people may face in life and evaluating whether or not the person is protected.  Scenarios range from return on investments and reaching their retirement goals to answering the question of who will make medical decisions for them if they become incapacitated. debt consolidation, mortgage, term life insurance, investing for retirement, 401k rollover,

The Financial Swami was created to present this information to the everyday person who either doesn't know what questions to ask, or doesn't know who to ask.  We hope the information offers a surface level awareness to the topics.  We want people to start planning for their future while not getting ripped off from so called professionals.  Furthermore, too many people just don't know where to go for information. debt consolidation, mortgage, term life insurance, investing for retirement, 401k rollover,

The Financial Swami offers free downloads so that you can calculate your own situation and begin planning your future.  When you have formed the basis of where you are, and where you want to go, you will have the basics to contact a professional and not get ripped off.  We hope you will be able to communicate confidently with the professional and further evaluate what they are offering.  Nothing is free, we receive money from advertising; you need to know where the professional receives his/her money.  We want to help with these issues. debt consolidation, mortgage, term life insurance, investing for retirement, 401k rollover,  

Disclaimer

The Financial Swami provides the information on this website in good faith.  It is not intended as a substitute for a financial professional.  Please contact a professional before implementing any advice from this site.  As our mission states, we want to help people.  Us advising you to get a second opinion reflects our mission.  See our about us page for further information.

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